Strategic Financial Services, LLC - Customized Portfolios

Customized Portfolios

Every client has unique investment objectives and constraints. Strategic's dynamic and continuous portfolio management process is specifically designed to provide the client with a customized solution based solely on their goals.

Phase 1. Prepare

Successful portfolio management begins with a deep understanding of the client and the capital markets.

Step 1: Identify investor objectives and constraints

Return objectives
Time horizon
Liquidity needs
Spending needs
Risk tolerance
Reporting requirements
Tax concerns
Special considerations

Step 2: Construct the investment policy statement

Client description
Rebalancing guidelines
Fiduciary responsibilities
Performance measures
Investment strategies
Review schedule
Statement of clients objectives and constraints

Step 3: Establish capital market expectations

Review economic, geopolitical, market, industry and sector factors
Evaluate asset class risk and return potential

Step 4: Develop the strategic asset allocation

Investor objectives and constraints are combined with capital market expectations to determine target asset class weights
Portfolio optimization attempts to maximize returns and minimize risk through diversification

Phase 2. Execute

Identifying the best investment opportunities for the client within the framework of their asset allocation strategy is essential to maximizing returns while limiting risk.

Step 1: Evaluate and identify attractive investments

Follow the framework of the asset allocation strategy
Independent, in-house research

Step 2: Initiate buy/sell decisions at attractive prices

Nimble execution at institutional prices

Phase 3. Review

Strategic's team of senior executives conduct regular review meetings to insure that the investment management process is working to achieve the financial objectives of our clients.

Step 1: Meet regularly with the Client

Confirm investor objectives and constraints
Review Performance
Adjust and rebalance strategy when appropriate

Phase 4. Repeat

Portfolio management is a dynamic, continuous cycle that must be constantly repeated in order to insure prudent investment decisions that correspond with the long-term goals of our clients.